Jumat, 14 September 2007

Start ebusiness today!!!

ecommerce and Your business!


Whether you have an idea for a new business or are already running an established small business then you should carefully consider the potential and/or relevance of ebusiness. Using ebusiness techniques could have a dramatic impact on your business!

The type of business you are planning or operating will have a strong bearing on the ebusiness solutions that might be relevant. There are several issues that should be considered;

a. Is your business very localised by nature/choice - for instance Window Cleaning, Keep Fit Classes?

If so then the "reach" (National/International audience!) provided by the Internet is probably not relevant. However you may find that a simple advertising site with contact details generates additional prospects and customers. It may also be beneficial to offer an email communication option to your customers. A London Dentist now sends appointment reminders by Email!

Many communities now have Web Sites. Look your location up on the internet and see if you can find a Local Authority, Chamber of Commerce or similar Web site with a local services page - it could be worth advertising there.

b. Is your business localised but with potential to expand - e.g. a Butcher, Accountants?

If so then you might find that an Advertising site with an email contact/ordering system could increase prospects and customers. With seasonal produce customers will often travel outside their usual area to buy specialities.
Because an Internet site has such reach, it might be worth considering extending or tailoring products to be more suitable for long distance delivery. If you are a service provider then could you offer a remote version of the service via Email and post? How does someone in a remote location gain access to services?

c. Could the business you are planning be an ebusiness?

This obviously depends on the products/services you plan to supply but if they are suitable for online selling and post/carrier delivery then it may be worth considering a shift of focus to a total ebusiness solution.
There are many potential benefits including potential market size, customer perceptions of your business (basically based on your web site image and service quality), lower traditional overheads because premises can be located where convenient rather than prime locations, you may not need that shop! etc. A word of caution though! ebusinesses operate in a fast moving competitive world and your products and services will be open to scrutiny by competitors so innovation needs to be continuous!

d. Could you develop your own ebusiness?

This will depend on your in-house skills and your business plan. It is important that your Web site looks professional and operates smoothly. In most cases the best approach will be to employ a specialist web developer who can quickly translate your ideas and plans into a working ebusiness solution.

If you have basic HTML skills and time to devote to learning and testing an ebusiness solution then you could use one of the many site builder products. These products enable creation of your "shop front" and product catalog and most include links to secure payment services. These services handle different types of payment, for instance they will validate credit card transactions, authenticate the user, convert currencies and deposit your preferred currency directly into your bank within hours of a transaction!


Senin, 10 September 2007

tips saving on collage


1.Although application deadlines for most college scholarships aren't due until the students' senior year, start searching for grants and scholarships their freshman year. By finding potential awards when they begin high school, the student can choose classes and participate in activities that will give them a better chance of getting free cash.

2.Reduce your college expenses by earning as many college credits outside the classroom that you can. Advanced Placement tests, internships, public service and job training programs are a few examples of ways that you can trim tuition costs by earning college credit outside the classroom.

3.There are some college scholarships available to qualified students. While many of these are financially need and grade based, many others are not. Don't let household income or grades stop you from searching for scholarships.

4.You are allowed to pay any amount for as many people's college tuition (not room & board or school supplies) without owing any gift taxes. For the tuition payments to qualify, you must pay the tuition directly to the college.

Minggu, 09 September 2007

What happen if you 20s year old




There's no time like your twenties to start putting your money to work for you so that you can achieve your financial goals throughout your life. Developing good spending and saving habits, and learning to budget and invest during your twenties, can help you prevent needless debt, put away money for the things that are important to you, and take advantage of the power of compounding to amass a fortune for your future.

In fact, compounding of earnings is so powerful that those who start saving for retirement in their twenties can amass large nest eggs with relatively little effort, as long as they invest regularly.

For an example of the power of compounding, take a 25-year-old who invests $2,000 a year for eight years and never invests an additional dollar after the age of 33. He or she will earn more by the age of 65 than a 35-year-old who invests $2000 a year for 32 years, even though the 35-year-old invests four times as much.